Does Checking Credit score lowers it?
Many people have a misconception that simply checking their credit score can negatively impact it. However, the truth is more nuanced. Here’s a breakdown of the different types of credit inquiries and their effect on your credit score: Types of Credit Inquiries Hard inquiries: These inquiries occur when a lender requests
Understanding DPD (Days Past Due) in Your CIBIL Report
In today’s era, where credit plays a crucial role in our financial lives, understanding the intricacies of your credit report is essential. One vital aspect of your credit report is the “Days Past Due” (DPD), which can significantly impact your creditworthiness and access to loans. This blog delves into the