Using Personal Loans Wisely: Dos and Don’ts
Personal loan
4 min read
91

Using Personal Loans Wisely: Dos and Don’ts

March 1, 2024
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In today’s fast-paced world, unexpected financial needs can arise anytime. Whether it’s a sudden medical emergency, a car repair, or a home improvement project, personal loans can often be a helpful solution. However, like any financial tool, it’s crucial to use them wisely to avoid falling into a debt trap.

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personal loan for self-employed with no proof of income
Personal loan
5 min read
416

personal loan for self-employed with no proof of income

January 31, 2024
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If you are self-employed and looking for a personal loan without having to provide proof of income, you may have encountered some challenges in securing the funds you need. Many traditional lenders require proof of income in the form of pay stubs, tax returns, or other financial documents to verify

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Personal Loan with Low Salary: Exploring Options and Strategies
Personal loan
4 min read
408

Personal Loan with Low Salary: Exploring Options and Strategies

January 17, 2024
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Securing a personal loan with a low salary can seem challenging, but it’s not impossible. Lenders assess various factors beyond just income, and understanding these factors can increase your chances of approval and secure the best possible loan terms. This guide explores various options and strategies for navigating the personal

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Why do personal loans get rejected?
Personal loan
4 min read
526

Why do personal loans get rejected?

September 19, 2023
0

While personal loans can be a convenient way to access funds for various needs, getting approved isn’t always guaranteed. Several factors can lead to a loan application getting rejected, leaving you without the financial assistance you sought. Understanding these reasons can help you improve your chances of getting approved in

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Understanding DPD (Days Past Due) in Your CIBIL Report
Credit score Personal loan
4 min read
398

Understanding DPD (Days Past Due) in Your CIBIL Report

July 31, 2023
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In today’s era, where credit plays a crucial role in our financial lives, understanding the intricacies of your credit report is essential. One vital aspect of your credit report is the “Days Past Due” (DPD), which can significantly impact your creditworthiness and access to loans. This blog delves into the

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Does Checking Credit score lowers it?
Credit score Personal loan
3 min read
380

Does Checking Credit score lowers it?

July 31, 2023
0

Many people have a misconception that simply checking their credit score can negatively impact it. However, the truth is more nuanced. Here’s a breakdown of the different types of credit inquiries and their effect on your credit score: Types of Credit Inquiries Hard inquiries: These inquiries occur when a lender requests

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Struggling with Low Credit? Can You Still Get a Personal Loan?
Personal loan
4 min read
350

Struggling with Low Credit? Can You Still Get a Personal Loan?

June 30, 2023
0

Securing a personal loan with a less-than-ideal credit score can feel like an uphill battle. However, it’s not impossible. This guide delves deep into navigating this specific scenario, offering valuable insights and actionable steps to increase your chances of loan approval. Understanding Credit Scores and Their Impact Credit Score Basics: Your

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Short term loans for Salaried Employees
Personal loan
4 min read
457

Short term loans for Salaried Employees

June 28, 2023
0

Facing an unexpected financial need? As a salaried employee, you might consider a short-term loan to bridge the gap. This guide dives deep into the world of short-term loans, exploring various options, potential benefits and drawbacks, and responsible borrowing practices specifically for salaried individuals. What are Short-Term Loans? Short-term loans

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Understanding Aadhaar and its Role in Loan Applications
Personal loan
3 min read
419

Understanding Aadhaar and its Role in Loan Applications

April 28, 2023
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The Aadhaar card, a unique identification document issued by the Unique Identification Authority of India (UIDAI), has revolutionized various aspects of Indian life, including access to financial services. While Aadhaar itself doesn’t directly guarantee a loan, it simplifies the application process for certain loan products offered by banks and NBFCs

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5 Personal Loan tips for everyone
Personal loan
3 min read
350

5 Personal Loan tips for everyone

April 21, 2023
0

Personal loans can be a valuable tool to cover various financial needs, from consolidating debt and funding home renovations to financing unexpected emergencies and pursuing personal goals. However, navigating the personal loan landscape can be daunting, especially for first-time borrowers. Here are 5 essential tips to equip you with the

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