Does Checking Credit score lowers it?
Credit score Personal loan
3 min read
402

Does Checking Credit score lowers it?

July 31, 2023
0

Many people have a misconception that simply checking their credit score can negatively impact it. However, the truth is more nuanced. Here’s a breakdown of the different types of credit inquiries and their effect on your credit score: Types of Credit Inquiries Hard inquiries: These inquiries occur when a lender requests

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Struggling with Low Credit? Can You Still Get a Personal Loan?
Personal loan
4 min read
376

Struggling with Low Credit? Can You Still Get a Personal Loan?

June 30, 2023
0

Securing a personal loan with a less-than-ideal credit score can feel like an uphill battle. However, it’s not impossible. This guide delves deep into navigating this specific scenario, offering valuable insights and actionable steps to increase your chances of loan approval. Understanding Credit Scores and Their Impact Credit Score Basics: Your

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Short term loans for Salaried Employees
Personal loan
4 min read
483

Short term loans for Salaried Employees

June 28, 2023
0

Facing an unexpected financial need? As a salaried employee, you might consider a short-term loan to bridge the gap. This guide dives deep into the world of short-term loans, exploring various options, potential benefits and drawbacks, and responsible borrowing practices specifically for salaried individuals. What are Short-Term Loans? Short-term loans

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Understanding Aadhaar and its Role in Loan Applications
Personal loan
3 min read
439

Understanding Aadhaar and its Role in Loan Applications

April 28, 2023
0

The Aadhaar card, a unique identification document issued by the Unique Identification Authority of India (UIDAI), has revolutionized various aspects of Indian life, including access to financial services. While Aadhaar itself doesn’t directly guarantee a loan, it simplifies the application process for certain loan products offered by banks and NBFCs

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5 Personal Loan tips for everyone
Personal loan
3 min read
370

5 Personal Loan tips for everyone

April 21, 2023
0

Personal loans can be a valuable tool to cover various financial needs, from consolidating debt and funding home renovations to financing unexpected emergencies and pursuing personal goals. However, navigating the personal loan landscape can be daunting, especially for first-time borrowers. Here are 5 essential tips to equip you with the

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What are the factors that affect your Personal Loan Interest rates?
Personal loan
4 min read
378

What are the factors that affect your Personal Loan Interest rates?

April 18, 2023
0

Securing a personal loan can be a lifesaver, offering financial flexibility for various needs. However, understanding the factors impacting your interest rate is crucial to ensure optimal borrowing. This comprehensive guide will delve into the key aspects influencing your personal loan interest rates, empowering you to make informed decisions. I.

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Personal Loan vs. Flexi Loans
Personal loan
4 min read
477

Personal Loan vs. Flexi Loans

January 11, 2023
0

When facing a financial need, individuals often encounter two loan options: personal loans and flexi loans. Both offer financial assistance, but each comes with distinct features and caters to different financial situations. Understanding the key differences between these two loan products is crucial for making an informed borrowing decision. Personal

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Personal Loan vs Credit Card – Which is more beneficial?
Personal loan
5 min read
1525

Personal Loan vs Credit Card – Which is more beneficial?

March 23, 2022
0

Getting access to funds can be crucial for various financial situations. Whether you’re consolidating debt, making a home improvement, or covering an unexpected expense, two main options emerge: personal loans and credit cards. Both offer access to money, but they come with distinct characteristics that significantly impact how you borrow

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5 reasons why your personal loan application could get rejected
Personal loan
4 min read
1580

5 reasons why your personal loan application could get rejected

January 20, 2022
0

A personal loan can be a lifesaver when unexpected expenses arise or you need funds for a specific goal. However, getting approved for a personal loan isn’t guaranteed. Understanding the reasons behind loan rejections can help you improve your chances of securing the financial resources you need. Here are five

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5 Impacts of credit score that you may not know
Personal loan
3 min read
1017

5 Impacts of credit score that you may not know

January 19, 2022
0

We all know a good credit score is crucial for securing loans with favorable interest rates. But your credit score’s influence extends far beyond borrowing money. It silently impacts various aspects of your life, shaping opportunities and even determining costs you pay. Here are five surprising ways your credit score

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