Demystifying Credit Score Requirements for Home Loans
Credit score
4 min read
625

Demystifying Credit Score Requirements for Home Loans

February 20, 2025
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The Power of Credit Score in Home Loan Eligibility In India, your credit score plays a vital role in determining your eligibility for a home loan and the terms offered by lenders. It’s a three-digit numerical representation of your creditworthiness, calculated by credit bureaus like CIBIL. Here’s how your credit

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Boost Your Credit Score 2024
Credit score
4 min read
629

Boost Your Credit Score 2024

February 16, 2025
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Having a good credit score is essential for achieving various financial goals, from securing loans and mortgages to obtaining favorable interest rates on insurance and even renting an apartment. However, building and maintaining a good credit score can be a challenging process, especially if you’re starting with a low score

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Credit Score Mistakes: Common Errors That Can Hurt Your Financial Future
Credit score
7 min read
219

Credit Score Mistakes: Common Errors That Can Hurt Your Financial Future

February 13, 2025
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Your credit score is a vital part of your financial health, impacting everything from loan approvals to interest rates and even job opportunities. However, many people make common mistakes that can significantly damage their credit score, often without even realizing it. Understanding these errors and how to avoid them is

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Credit Score Secrets Revealed: Insider Tips to Raise Your Score Fast
Credit score
6 min read
228

Credit Score Secrets Revealed: Insider Tips to Raise Your Score Fast

February 11, 2025
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Your credit score is one of the most crucial aspects of your financial health. It impacts your ability to secure loans, get favorable interest rates, and even affects your insurance premiums and job prospects. Whether you’re looking to boost your credit score to buy a house, get a better credit

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Does Checking Credit score lowers it?
Credit score Personal loan
3 min read
581

Does Checking Credit score lowers it?

February 9, 2025
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Many people have a misconception that simply checking their credit score can negatively impact it. However, the truth is more nuanced. Here’s a breakdown of the different types of credit inquiries and their effect on your credit score: Types of Credit Inquiries Hard inquiries: These inquiries occur when a lender requests

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Good Credit, Bad Credit – How Does it Affect You?
Credit score
5 min read
118

Good Credit, Bad Credit – How Does it Affect You?

February 8, 2025
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Humans have a price tag, just like products sold in department stores. Sounds shocking? Unfortunately, it’s true. Now, for some people, they can spend most of their life without knowing their ‘worth’, but for others the experience can be bitter. How exactly do you know your valuation, and who is

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A Credit Report is a detailed record of your credit history
Credit score
5 min read
234

A Credit Report is a detailed record of your credit history

February 8, 2025
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Discover the ins and outs of credit reports, including their importance, contents, and impact on your financial health. Learn how to interpret your credit report. How to read your Credit Report? A Credit Report is a detailed record of your credit history. It includes information about your credit cards, loans

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Demystifying your CIBIL Score for Financial Success
Credit score
4 min read
207

Demystifying your CIBIL Score for Financial Success

February 6, 2025
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A Personal Loan can be really helpful when you require funds in a pinch. Before such a loan is sanctioned, the banks will conduct various checks to ensure you qualify for the name. One of the main components that will determine your loan eligibility is your credit score. A Credit

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Understanding DPD (Days Past Due) in Your CIBIL Report
Credit score Personal loan
4 min read
679

Understanding DPD (Days Past Due) in Your CIBIL Report

February 6, 2025
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In today’s era, where credit plays a crucial role in our financial lives, understanding the intricacies of your credit report is essential. One vital aspect of your credit report is the “Days Past Due” (DPD), which can significantly impact your creditworthiness and access to loans. This blog delves into the

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Does late payment of credit card bills affect your credit score?
Credit score
4 min read
616

Does late payment of credit card bills affect your credit score?

February 5, 2025
0

Understanding Credit Scores in India In India, your credit score is a three-digit numerical representation of your creditworthiness, calculated by credit bureaus like CIBIL. It plays a significant role in your financial life, influencing: Loan Approvals: A good credit score increases your chances of getting approved for loans, including mortgages, car

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